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Zakat Calculator
2.5% on wealth held above niṣāb for one lunar year
An educational estimate, not a fatwa. This calculates zakat al-māl on common monetary wealth (cash, gold, silver, investments, business assets) using the method agreed across the four Sunni schools — 2.5% once your net wealth has stayed above the niṣāb for a lunar year. It does not cover agricultural produce, livestock, or Shia khums, and edge cases (pensions, mixed assets, debts) vary. Please confirm your situation with a qualified scholar.
Niṣāb
Currency
Gold / gram
Silver / gram
Threshold basis
Most charities use the silver niṣāb so more people give; some prefer gold. It only changes the result if your wealth sits between the two thresholds.
Zakatable assets
Cash & bank balancesMoney in hand and in current/savings accounts
$
GoldCurrent market value of the gold you own
$
SilverCurrent market value of the silver you own
$
InvestmentsMarket value of shares, funds and crypto held for growth
$
Business assetsStock-in-trade and raw materials at current value
$
Money owed to youLoans and debts you expect to be repaid
$
Deductions
LiabilitiesImmediate debts & bills due now
$
Zakat due (2.5%)
—
Enter the current gold and silver prices per gram to set the niṣāb.
Total assets$0.00
Less liabilities– $0.00
Net zakatable$0.00
Niṣāb (silver)—
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